Let’s talk about why you’re broke, and no, I’m not going to start criticizing your Starbucks. Let’s talk about some of the real things that are slowly creeping up on us, making us wonder why we have less money than we previously did.
1) YOUR opinion matters more than anyone else’s opinion of you
2) Really, no one gives a crap what label your bag is
3) If you can’t afford to buy the fancy car in cash, you can’t afford it and you’re just being silly by pretending you can.